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  • Andrew M Oram
  • Mortgage Loan Officer
  • NMLS 484979
  • 256-506-6589
  • aoram@citizensbanktrust.com
Get Started
  • Welcome to the Citizens Bank & Trust Mortgage application portal. Whether you are looking to purchase a new home or refinance your existing home, our team of Mortgage professionals  is committed to delivering you an exceptional mortgage loan experience. 
Citizens Bank & Trust
Call us|256-251-4530
NMLS|401537
711 Gunter Ave Guntersville AL 35976